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After many years of the Ag industry asking, there is finally a program to insure Grapevines.
Grapevine Insurance Is Here!
Due in large part to the horrific losses in the North Coast grape growing regions a few years ago, the USDA Risk Management Agency has rolled out a program to insure the GRAPEVINE. This new program is in addition to the already existing MPCI yield based program available for the fruit.
This pilot program for 2024 Grapevine insurance will be available to specified counties in California, Idaho, Michigan, New York, Ohio, Oregon, Pennsylvania, Texas and Washington.
Covered perils include Fire, Freeze, Hail, Flood and Failure of Irrigation Supply. *Other Conditions Apply
Key Points Of This New Program:
Vine-based dollar amount of insurance that provides coverage for specific types of grafted grapevines in select counties in the states of: California, Idaho, Michigan, New York, Ohio, Oregon, Pennsylvania, Texas, and Washington.
Mortality coverage for vine losses in the event of Fire, Freeze, Hail, Flood and Failure of Irrigation Water Supply. No partial damage will be covered.
Coverage levels beginning with Catastrophic (CAT) and “Buy Up” levels between 50 and 75 percent are available.
Endorsements and policy options include:
(FZ) Freeze Protection
(HF) Hail & Fire Exclusion
(OLO) Occurrence Loss Option
The grower must insure all the acres of eligible grapevines they farm in the county.
The sales closing date for the 2024 crop year is November 1, 2023.
The age of the vine will be broken out into Stages.
Stage I, from when the vines are set out through 12 months after set out.
Stage II, vines that are 13 through 48 months old after set out.
Stage III, vines that are more than 48 months old after set out.
The minimum distance and acreage required to qualify a separate vineyard as an optional unit are one (1) mile and ten (10) acres.
Any vineyards that are within a one-mile distance of each other will be combined into a single optional unit.
A separate vineyard meeting the distance requirement but with less than 10 acres will be combined with the nearest optional unit.
2024 County Availability
San Luis Obispo Sonoma
Kalamazoo Van Buren
Hood River Jackson
San Juan Skagit
Walla Walla Yakima
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